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Perspectives taps into PropertyCasualty360.com's partners to provide leading insights on pressing topics shaping the industry. This podcast will feature new analysis on the technology, regulations and best practices that help P&C professionals guide their customers through all facets of the insurance, claims and risk management process.

Aug 21, 2025

Tonya Courtney of Nationwide explains why brokers and carriers are rethinking their approach to risk and growth in today’s market.

The E&S property market is in a period of transition. While rates are easing and capacity is returning, volatility remains. Tonya Courtney, head of E&S Brokerage Property at Nationwide, explains why this tension makes the market riskier and why old strategies like broad appetite and aggressive pricing no longer work.

 

In this podcast, you’ll learn:

  • What increased CAT volatility and reinsurance pressures are doing to underwriting strategies

  • Why today’s market demands a more intentional, transparent, and data-driven approach

  • How brokers can thrive by leaning into precision, understanding carrier appetites, and building stronger partnerships